Real Take Home Pay

2026/27 Calculator

Civil servant (EO / HEO) salary and take-home pay 2026/27

A typical civil servant (eo / heo) salary of £38,000 takes home £30,879.60 a year (£2,573.30 a month) after income tax and National Insurance for 2026/27 in England, Wales or Northern Ireland, with no pension or student loan.

Gross: £38,000
Take-home: £30,879.60
Monthly: £2,573.30
Weekly: £593.84
Income Tax: £5,086.00
Employee NI: £2,034.40
Effective rate: 18.7%
Marginal (IT+NI): 28.0%

Take-home at typical salaries

Gross	Tax	NI	Monthly	Take-home
£32,000	£3,886.00	£1,554.40	£2,213.30	£26,559.60
£38,000	£5,086.00	£2,034.40	£2,573.30	£30,879.60
£45,000	£6,486.00	£2,594.40	£2,993.30	£35,919.60

Sources

Civil Service Jobs (accessed 2026-08-14)

All job salaries